State Life Insurance Corporation of Pakistan

Stop Guessing.
Start Protecting
What Matters Most.

Qaiser Javed helps individuals, families, and businesses across Kuwait navigate insurance with confidence — finding the right coverage at the right price, without the confusion.

Book a Free Consultation Chat on WhatsApp
10+
Years of Experience
500+
Clients Served
98%
Client Satisfaction

Why Clients Choose Qaiser

  • Government-guaranteed plans — backed by the State Life Insurance Corporation of Pakistan
  • Transparent risk assessment and custom plan matching for your goals
  • No surprises — honest guidance on terms, returns, and commitments
  • Life cover starts from Day One of your very first premium payment
  • 100% Shariah-compliant Takaful options fully available
  • Buy from Kuwait — global coverage eligibility for expatriates
SECP Authorised
Life & Health Insurance
Group & Endowment Plans
Business Coverage
Government-linked Policies
Takaful / Shariah Compliant
Qaiser Javed – Insurance Advisor Kuwait
500+
Families Protected
About Qaiser Javed

An Advisor You Can Trust With
Your Family's Future

Not all advisors are created equal. Qaiser Javed built his practice on a different philosophy — put the client's needs first, always. With a decade of experience across multiple State Life plan categories, Qaiser ensures every recommendation is in your best long-term interest.

Whether you're a young expat in Kuwait planning for your children's future, or a business owner seeking financial protection — Qaiser provides a strategy that aligns with your life, your goals, and your beliefs.

10+
Years of specialised insurance experience
98%
Client satisfaction & retention rate
SLIC
Authorised State Life certified agent
5★
Average client rating across all reviews
Book Your Strategy Call →
What I Offer

Insurance Solutions Built Around Your Life

Whether you're protecting your family, planning for the future, or building a business — here's a solution built with you.

🛡️
Life Insurance & Plans
Life Insurance & Planning
Comprehensive endowment plans that protect your loved ones financially — while your money grows through State Life's bonus system.
Family financially protected from Day One, regardless of what life brings
See a Plan Quote
🎓
Children's Future
Education & Marriage Plans
Purpose-built plans that let you systematically save for your children's higher education, overseas studies, and wedding expenses.
Fund children's education & marriage without financial strain at the time
View a Plan
💑
Couples & Family
Joint & Family Coverage
Plans like Jeevan Saathi cover both spouses under one policy, providing double protection from Day One at an affordable annual premium.
Both partners protected simultaneously under a single plan
See Jeevan Saathi
☪️
Shariah-Compliant
Takaful Endowment Plan
100% Shariah-certified Tayyab Takaful — a unit-linked, bonus-based halal plan for protection, savings, and investment in one product.
Full Shariah compliance with strong bonus-linked investment growth
Explore Takaful
💎
High-Return Plans
Platinum & Golden Plans
For serious savers — the Platinum Plus and Golden Endowment plans offer limited premium-paying terms with significantly higher bonus rates.
Pay 3–7 years and receive maturity value 2× or more at year 10–20
View Premium Plans
🤝
Ongoing Support
Claims & Policy Support
Qaiser stays with clients through the full journey — from onboarding to claims processing, policy reviews, and nominee updates.
WhatsApp access to a dedicated advisor at every policy milestone
Get in Touch
How I Guide You

How Working With Qaiser Works

No jargon. No pressure. Just clear steps from first conversation to full coverage.

1
💬
Discovery
We understand your goals, income, family size, and what matters most to you.
2
🔍
Research
Qaiser maps available State Life plans against your specific needs and budget.
3
📋
Presentation
A clear plan comparison with honest figures — no hidden surprises, no pressure.
4
✅
Activation
Policy is set up efficiently. Coverage begins from your very first premium.
5
📞
Ongoing Support
Annual reviews, claims guidance, and WhatsApp access for the life of your policy.
Start Your Free Strategy Call →
Highlighted Plans

State Life Plans at a Glance

All plans are guaranteed by the Government of Pakistan. Life cover starts from Day One of your first premium payment.

Endowment Plan
Plan 03/20
Savings & Protection for 20 Years
80 Lakh+
Maturity Amount
20 Years
Plan Duration
20 Lakh
Natural Death
40 Lakh
Accidental Death
  • 1 Lakh yearly or Rs. 8,333/month or Rs. 277/day
  • Total investment over 20 years: 20 Lakh
  • Family protection active from Day One
Annual Premium
Rs. 1,00,000
Enquire
High-Return Plan
2 Lac → 1.60 Crore
Government of Pakistan Guaranteed
1.60 Crore
Maturity Value
2 Lac/yr
Annual Premium
40 Lac
Natural Death
80 Lac
Accidental Death
  • Full death cover from Day One of policy
  • Loan facility available after 3rd policy year
  • Multiple nominees · flexible installments
Annual Premium
Rs. 2,00,000
Enquire
Couples Plan
Jeevan Saathi Plan
One Plan — Double Protection
40 Lakh
Total Coverage
Day 1
Cover Starts
20 Lakh
Wife's Cover
20 Lakh
Husband's Cover
  • Both spouses under one single policy
  • Annual premium of only 1 Lakh total
  • Ideal for newly married couples
Annual Premium
Rs. 1,00,000
Enquire
Premium Plan
Platinum Plus Endowment
3 Years Premium · 10 Year Maturity
2× +
Maturity vs Premium
3 Yrs
Premium Term Only
  • 1 Crore SA: Pay 28 Lac (3 yrs) → above 2 Crore maturity
  • 50 Lac SA: Pay 14 Lac (3 yrs) → above 1 Crore maturity
  • 5 Lac SA: Pay 4.2 Lac (3 yrs) → above 10 Lac maturity
  • 50% higher bonus rates · Age limit 20–65 years
Annual Premium (3 yrs only)
From Rs. 1,40,000
Enquire
Long-Term Plan
Golden Endowment Plan
Sonehray Mustaqbil Ke Liye
7 Yrs
Premium Paying Term
20 Yrs
Full Coverage Term
  • Pay premium for only 7 years, covered for 20 years
  • Strong bonus-based growth over extended term
  • Life cover active from very first payment
  • Perfect for mid-career professionals in Kuwait
Premium Term
7 Yrs for 20 Yrs Coverage
Enquire
Marriage Plan
Beti Ki Shadi Plan
Baap Ka Muqaddas Fareedah
50 Lakh
Wedding Fund Goal
Rs. 5,000
Per Month
  • Annual Rs. 60,000 (Rs. 5,000/mo) builds to 50 Lakh
  • Guaranteed by Government of Pakistan
  • Secure savings for your daughter's future
  • Customisable per your income and timeline
Annual Investment
Rs. 60,000
Enquire
100% Shariah Compliant

State Life Tayyab Takaful

For those who seek protection, savings and investment strictly under Shariah principles — fulfilling financial needs the halal way.

ProductTakaful Endowment Plan
Plan TypeShariah Compliant Bonus Based & Unit-Linked
Entry Age18 to 65 Years
TenureMinimum 10 Years · Maximum 57 Years
Modes AvailableMonthly, Quarterly, Semi-Annual, Annual

Minimum Contribution

Annual
Rs. 15,000
Semi-Annual
Rs. 8,000
Quarterly
Rs. 4,100
Monthly
Rs. 1,400
☪️
100% Shariah Compliant
Fully certified and structured under Shariah law — halal savings, protection and investment in one plan.
👨‍👩‍👧
Family Financial Protection
Covers your loved ones in case of sudden death — financial security continues for the family.
📊
Bonus Based & Unit-Linked Growth
Your savings grow through both reversionary bonus and unit-linked investment returns.
🎓
Education, Marriage & Business Goals
Plan for life milestones — children's education, wedding expenses, business expansion — the halal way.
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Flexible Payment Modes
Monthly to annual — contribute in whatever mode matches your income pattern and lifestyle.
Client Results

Real People. Real Outcomes.

Here's what clients say about working with Qaiser Javed.

★★★★★
"I'd been putting off insurance for years — Qaiser made it incredibly simple. Within one call he explained Plan 03/20 clearly, matched it to my budget, and my family has been covered ever since. No pressure, just honest advice."
AA
Ahmad A.
Pakistani Expat, Kuwait City
★★★★★
"As a Muslim, I needed something Shariah-compliant. Qaiser introduced me to Tayyab Takaful and walked me through every detail. Now I have halal protection and savings growing at the same time. Couldn't be happier."
MR
Muhammad R.
Engineer, Salmiya Kuwait
★★★★★
"When I told Qaiser about saving for my daughter's wedding, he immediately recommended the Beti Ki Shadi plan. Just Rs. 5,000 a month and I'm building towards 50 Lakh — government guaranteed. Best financial decision I've made."
SK
Saleem K.
Business Owner, Hawalli Kuwait
Qaiser Javed – Authorised Insurance Advisor
📞 +965-99195311
✉️ Info@lifewithqaiser.com
📍 Kuwait · Serving Pakistanis Globally
🏛️ State Life Insurance Corporation of Pakistan
About Qaiser Javed — Your Advisor

Your Insurance Shouldn't Feel Like a Gamble

For over a decade, Qaiser Javed has been on a mission to make insurance simple, transparent, and genuinely life-changing. He sees himself not just as a policy seller — but as a trusted financial partner for every family he works with.

Whether you're a young professional budgeting Rs. 5,000/month or a business owner looking for the Platinum Plus plan, Qaiser brings the same care and commitment to every consultation.

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Diversified Philosophy
Every client gets a personalised plan — no cookie-cutter solutions or one-size-fits-all products.
⚖️
Full Transparency
Honest projections, honest terms, honest outcomes. No fine print surprises after you've signed.
📱
Always Accessible
Reach Qaiser on WhatsApp at any time for policy queries, updates, or claims guidance.
🔒
Proven Expertise
A decade of specialised State Life advisory — backed by one of Pakistan's strongest institutions.
Get In Touch

Ready to Protect What Matters Most?

Fill in your details and Qaiser's team will reach out within 24 hours to schedule your free insurance consultation.

Send Me a Free Consultation
Reach Qaiser Directly
Prefer a direct conversation? Qaiser is available on call or WhatsApp to answer any insurance questions — no commitment required.
📞
Call / WhatsApp
+965-99195311
✉️
Email
Info@lifewithqaiser.com
📍
Location
Kuwait · Serving Pakistanis Worldwide
⏰
Availability
Sat–Thu · 9am–9pm (Kuwait Time)